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Purchasing a condominium has many benefits. You get the joy of a home but often with less responsibility for maintenance and grounds costs; you get a built-in community and often more interaction with your neighbors. But these same benefits are what make securing a loan for your condominium more complicated. Many lenders have strict guidelines on everything from the percentage of non-owner occupied units to the number of units with delinquent HOA fees due.

With Spectrum Credit Union, the process is simple. We review your current situation and the details of your condominium, and we work with you to develop a loan package that fits your needs.

You’ll be the proud owner of your dream condo before you know it.

More information

Our Mortgage Relationship Managers are here to help you every step of the way. Please call our Home Loan Help Desk at 888-750-4124. For those outside the U.S., call 510-251-6010. 

To check your pending application status, simply log in to your existing application.

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From everyday finance to life’s big money moments, it’s better when you belong.